The website and all content, features and services made available through it are provided by the Company subject to these Terms and Conditions. Access is permitted on a temporary basis and may be withdrawn, suspended or modified at any time without prior notice. Users are responsible for making all arrangements necessary to access the website and for ensuring that any person who accesses it through their internet connection is aware of, and complies with, these Terms and Conditions. The Company may update or change the website from time to time, including by adding or removing content, tools or features.

The content on this website is provided for general information only. It is not intended to be comprehensive or to address the circumstances of any particular organisation or individual. While the Company endeavours to keep information accurate and up to date, no representation, warranty or guarantee, express or implied, is made regarding completeness, accuracy, reliability, suitability or availability. Users should obtain independent professional advice before making any decision or taking any action based on the content. Reliance on information from this website is at the user’s own risk and discretion.

All intellectual property rights in the website and its content, including text, graphics, logos, icons, images, audio clips, video clips, data compilations and software, are owned by or licensed to the Company, unless otherwise stated. These materials are protected by copyright, trade mark and other intellectual property laws. Users may view and print content for personal or internal organisational use only, provided that no modifications are made and all proprietary notices are retained. Any other use, including reproduction, distribution, public display, adaptation or commercial exploitation, requires prior written permission from the Company or the relevant rights holder.

Users must not misuse the website or its content. Prohibited conduct includes attempting to gain unauthorised access to systems, introducing malicious code, interfering with the proper operation of the website, or using automated tools to scrape or harvest data except as permitted by applicable law. Users must not use the website for any unlawful purpose, to infringe the rights of others, or in a manner that could damage, disable or impair the website or the experience of other users. The Company reserves the right to restrict or terminate access for any user who breaches these Terms and Conditions or engages in behaviour that the Company reasonably considers inappropriate or unlawful.

The website may include links to third party websites or resources. These links are provided for convenience and informational purposes only. The Company has no control over the content, security, policies or availability of external sites and does not endorse, recommend or approve any products, services or information that they may provide. Users access third party sites at their own risk and should review the applicable terms and privacy policies of those sites. The Company is not responsible for any loss or damage arising from use of, or reliance on, external websites or resources linked from this site.

To the fullest extent permitted by law, the Company excludes all liability for any direct, indirect, incidental, consequential, special or punitive loss or damage arising out of or in connection with access to, use of, or inability to use the website or its content. This includes, without limitation, loss of profits, revenue, data, business opportunity or reputation, whether based in contract, tort, statute or otherwise, even if the Company has been advised of the possibility of such loss. The Company does not warrant that the website will be uninterrupted, error free, secure or free from viruses or other harmful components. Users are responsible for implementing appropriate technical safeguards. Where liability cannot be excluded under applicable law, it is limited to the minimum extent permitted. Past performance does not guarantee future results and results may vary.

Nothing in these Terms and Conditions excludes, restricts or modifies any condition, warranty, right or remedy that cannot be lawfully excluded under Australian consumer protection legislation or other applicable law. To the extent that such non excludable rights apply, these Terms and Conditions are to be read subject to those rights. If any provision is inconsistent with a non excludable requirement, that provision will be deemed modified or, if necessary, severed to the minimum extent required, while the remaining provisions continue in full force and effect.

Users may be permitted to submit information through contact forms, uploads or other interactive features. By submitting content, the user warrants that it is accurate, lawful, and does not infringe the rights of any third party. The user grants the Company a non exclusive, royalty free licence to use, store, reproduce and, where relevant, share such content for the purposes of responding to enquiries, providing services or complying with legal obligations. The Company may remove or refuse to process any submission that it reasonably considers to be inappropriate, unlawful or in breach of these Terms and Conditions, without obligation to provide reasons.

The Company may process personal data in connection with operation of the website and related activities. The collection, use, storage and disclosure of personal data are described in the Privacy Policy and the Cookie Policy, which form part of these Terms and Conditions. By using the website or providing personal data, users acknowledge that they have read and understood those policies. Users should review the Privacy Policy and Cookie Policy regularly to remain informed about current practices.

The Company may amend these Terms and Conditions from time to time to reflect changes in legal requirements, regulatory guidance or the operation of the website. Updated versions will be published on this page and will indicate the date of the latest revision. Changes take effect when posted, unless a later date is specified. Continued use of the website after changes become effective constitutes acceptance of the updated Terms and Conditions. Users are encouraged to review this page periodically to ensure they are familiar with the current terms.

These Terms and Conditions, together with the Privacy Policy, Cookie Policy and Disclaimer, constitute the entire agreement between the Company and the user in relation to the use of the website, to the extent permitted by law. If any provision is found to be invalid, unlawful or unenforceable, that provision will be deemed modified or severed to the minimum extent necessary, and the remaining provisions will continue in full force and effect. Any failure or delay by the Company to exercise a right or remedy does not constitute a waiver of that right or remedy, nor does it prevent or restrict further exercise in the future.

Unless otherwise stated, these Terms and Conditions are governed by the laws of Australia, without regard to conflict of laws principles. Users accessing the website from other jurisdictions are responsible for compliance with local laws where they apply. Any dispute or claim arising out of or in connection with the website or these Terms and Conditions, including non contractual disputes or claims, will be subject to the non exclusive jurisdiction of the courts of the relevant Australian state or territory determined by the Company.

The website is not intended for use by persons under the age of 18 without appropriate supervision by a parent, guardian or authorised representative. By using the website, the user represents that they are at least 18 years old or are accessing the site under suitable supervision. Where content relates to health, lifestyle or similar topics, users should consult a qualified physician or other healthcare professional before making decisions that may affect their health. Any references to financial outcomes are general in nature; past performance does not guarantee future results and results may vary.